:root {
  --ink: #0A2A33;
  --deep-teal: #0B4F5C;
  --teal: #1D8A89;
  --aqua: #2EC4B6;
  --foam: #F3FAF9;
  --white: #FFFFFF;
  --line: #CFE3E1;
  --footer-text: #DDF7F3;
}
*, *::before, *::after { box-sizing: border-box; }
html { font-size: 112.5%; }
body {
  margin: 0;
  font-family: "Aptos", "Segoe UI", system-ui, -apple-system, "Helvetica Neue", Arial, sans-serif;
  line-height: 1.6;
  color: var(--ink);
  background: var(--white);
}
h1, h2 { color: var(--deep-teal); font-weight: 700; margin-top: 0; }
h1 { font-size: clamp(2rem, 5vw, 2.75rem); line-height: 1.15; margin-bottom: 1rem; }
h2 { font-size: 1.6rem; line-height: 1.25; margin-bottom: 1rem; }
h3 { font-size: 1.15rem; font-weight: 700; color: var(--ink); margin: 0 0 0.5rem; }
p, li, dd, dt { max-width: 65ch; }
p { margin: 0 0 1rem; }
a { color: var(--deep-teal); text-decoration: underline; text-underline-offset: 0.15em; }
a:hover { color: var(--ink); }
:focus-visible { outline: 3px solid var(--deep-teal); outline-offset: 3px; }
.wrap { max-width: 60rem; margin-inline: auto; padding-inline: 1.25rem; }
.lede { font-size: 1.25rem; }
.small { font-size: 0.875rem; }
.visually-hidden {
  position: absolute; width: 1px; height: 1px; margin: -1px; padding: 0;
  overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0;
}
.skip { position: absolute; left: -999rem; top: 0; }
.skip:focus {
  position: fixed; left: 0; top: 0; z-index: 10; padding: 0.75rem 1rem;
  background: var(--deep-teal); color: var(--white);
}
.site-header { background: var(--white); border-bottom: 1px solid var(--line); }
.site-header .wrap {
  display: flex; flex-wrap: wrap; justify-content: space-between; align-items: center;
  gap: 0.5rem; padding-block: 0.75rem;
}
.brand { display: inline-flex; }
nav ul { display: flex; flex-wrap: wrap; list-style: none; margin: 0; padding: 0; }
.site-header nav a {
  display: inline-block; padding: 0.5rem 0.75rem; min-height: 44px;
  color: var(--ink); font-weight: 600; text-decoration: none;
  border-bottom: 3px solid transparent;
}
.site-header nav a:hover { text-decoration: underline; }
.site-header nav a[aria-current="page"] { border-bottom-color: var(--deep-teal); }
section, .hero { padding-block: 3rem; }
section:nth-of-type(even), .hero, .contact { background: var(--foam); }
.hero { border-bottom: 4px solid var(--aqua); }
section :last-child, .hero .wrap > :last-child { margin-bottom: 0; }
.button {
  display: inline-block; padding: 0.8rem 1.25rem; border-radius: 0.5rem;
  background: var(--deep-teal); color: var(--white); font-weight: 700; text-decoration: none;
}
.button:hover { background: var(--ink); color: var(--white); }
.button:focus-visible { box-shadow: inset 0 0 0 2px var(--white); }
.actions .button { margin-right: 1rem; }
.actions a:not(.button) { display: inline-block; margin-top: 0.75rem; }
.cards, .two-col, .benefits { display: grid; gap: 1.5rem; }
.card {
  background: var(--foam); border: 1px solid var(--line); border-top: 4px solid var(--teal);
  border-radius: 0.75rem; padding: 1.5rem;
}
section:nth-of-type(even) .card, section:nth-of-type(even) .terms { background: var(--white); }
.benefits > div { border-left: 3px solid var(--aqua); padding-left: 1rem; }
.terms {
  margin: 0; padding: 1.25rem 1.5rem; background: var(--foam);
  border: 1px solid var(--line); border-radius: 0.75rem;
}
.terms dt { font-weight: 700; color: var(--deep-teal); }
.terms dd { margin: 0 0 0.75rem; }
.steps { list-style: none; counter-reset: step; margin: 0; padding: 0; }
.steps li { counter-increment: step; position: relative; padding-left: 3.5rem; margin-bottom: 1.25rem; min-height: 2.25rem; }
.steps li::before {
  content: counter(step); position: absolute; left: 0; top: 0;
  width: 2.25rem; height: 2.25rem; border-radius: 50%; border: 2px solid var(--teal);
  background: var(--deep-teal); color: var(--white); font-weight: 700;
  line-height: calc(2.25rem - 4px); text-align: center;
}
.table-wrap { overflow-x: auto; }
.decides { width: 100%; border-collapse: collapse; }
.decides th, .decides td { border: 1px solid var(--line); padding: 0.75rem; text-align: left; vertical-align: top; }
.decides thead th { background: var(--deep-teal); color: var(--white); }
.decides tbody th { font-weight: 600; }
details { border-bottom: 1px solid var(--line); }
summary { font-weight: 700; color: var(--ink); padding: 1rem 0; cursor: pointer; }
details p { padding-bottom: 1rem; }
.note { font-size: 0.875rem; background: var(--foam); border-left: 3px solid var(--teal); padding: 0.75rem 1rem; }
section:nth-of-type(even) .note { background: var(--white); }
.contact { text-align: center; }
.contact p { margin-inline: auto; }
.site-footer { background: var(--ink); color: var(--footer-text); padding-block: 2.5rem; }
.site-footer a { color: var(--white); }
.site-footer :focus-visible { outline-color: var(--aqua); }
.site-footer ul { gap: 0.5rem 1.25rem; margin: 1rem 0; }
.site-footer img { display: block; margin-bottom: 1rem; }
@media (min-width: 48rem) {
  .cards, .two-col, .benefits { grid-template-columns: 1fr 1fr; }
}
@media (max-width: 40rem) {
  section, .hero { padding-block: 2rem; }
  .site-header nav a { padding-inline: 0.3rem; font-size: 0.9rem; }
}
@media print {
  .skip, .site-header nav, .site-footer nav { display: none; }
}